ADM unlocks the power of nature to enrich the quality of life. We’re a premier global human and animal nutrition company, delivering solutions today with an eye to the future. We’re blazing new trails in health and well-being as our scientists develop groundbreaking products to support healthier living. We’re a cutting-edge innovator leading the way to a new future of plant- based consumer and industrial solutions to replace petroleum-based products.
We’re an unmatched agricultural supply chain manager and processor, providing food security by connecting local needs with global capabilities. And we’re a leader in sustainability, scaling across entire value chains to help decarbonize our industry and safeguard our planet. From the seed of the idea to the outcome of the solution, we give customers an edge in solving the nutritional and sustainability challenges of today and tomorrow.
Your Challenge
An opportunity has arisen for a Senior Credit Analyst specializing in Bank Guarantees, based in Hamburg or Poznan. This role will directly report to the Director Credit EMEA.
Your Responsibilities
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Handling of documentary business of bank guarantees
- Supporting internal stakeholders in processing bank guarantees
- Acting as point of contact for banks on questions around ADM’s documentary business in EMEA
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Monitoring counterparty and country risk
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Performing credit assessments of new customers, reviewing and updating existing credit limits
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Close cooperation with commercial teams about credit limit assessment and payment behavior of customers
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Obtaining and evaluating/analyzing customer information, balance sheets, and securities
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Documenting/Maintaining records of the steps taken in the GetPaid credit system
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Follow-up on payment plans and bad debts
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Covering of reporting obligations
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Acting as point of contact for internal and external partners on credit related questions
Your Profile
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Banking, commercial or administrative apprenticeship; Bachelor’s or Master’s Degree in Controlling, Finance or another relevant field
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Several years work experience preferable in international trade, the food producing industry or a bank
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Knowledge of processing and handling bank guarantees and Swift
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A degree as Certified Demand Guarantee Specialist, Certified Credit Manager or Certified Credit Controller, is an advantage
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A very precise, well-structured, responsible working attitude paired with an analytic mindset
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Assertive, target-driven and autonomous work approach
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Good problem solving and decision making skills
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Ability to deal with stressful situations
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Good communication and team working skills
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Ability to prioritize and manage multiple tasks
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Fluent command of written and spoken English; good German or further language skills would be a plus
Your Future Perspective
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Challenging tasks, short decision-making processes and a high level of personal responsibility in a modern work environment with flexible work time models
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Room for innovative thinking and growth with the possibility to manage your own career path
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A company culture which promotes continuous learning and diversity
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Excellent career and development opportunities in a world leading nutrition company
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An attractive remuneration including a variety of social benefits
