Spread Group is a renowned global provider of customized apparel and lifestyle products, distinguished by our commitment to made-to-order technology. Our core business model revolves around producing precisely what our customers desire, precisely when they desire it. As pioneers in this space, we combine sustainability with on-demand personalization, enabling individuals and businesses to express their unique identities through bespoke creations. Join us to be part of a global leader in the exciting world of personalized apparel and lifestyle products!
As we continue to expand our business, we are seeking a curious and passionate individual to join our team as Payment & Treasury Operations Manager (f/m/d) and drive our business forward.
As a Payment & Treasury Operations Manager, you are responsible for the smooth execution, monitoring, and optimization of all payment flows within sprd.net AG. You ensure that incoming and outgoing payments are processed securely, efficiently, and in compliance with all relevant regulations, making a key contribution to liquidity management and operational reliability in an international e-commerce environment. In this role, you work closely with Accounting, Fraud Prevention, IT, Controlling, and our payment service providers (e.g., Adyen).
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Manage and monitor all payment operations across multiple payment methods (e.g., credit cards, SEPA, PayPal, Apple Pay, Google Pay, iDEAL, Twint)
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Oversee daily payment reconciliations and outstanding transactions, including the accurate posting and processing of daily bank movements
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Handle and track chargebacks, refunds, disputes, and failed payments
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Serve as the main contact for payment service providers, banks, and internal stakeholders
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Analyze and optimize payment processes to improve efficiency, conversion, and customer satisfaction
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Collaborate closely with Fraud Prevention to reduce financial risk and enhance fraud controls
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Manage cash and liquidity operations across sprd.net AG and its subsidiaries
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Support cash flow forecasting and liquidity planning
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Monitor bank accounts, balances, and payment flows
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Assist with intercompany settlements, FX management, and international payments
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Prepare regular reports, analyses, and KPIs on payment and liquidity performance
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Ensure compliance with regulatory requirements, including KYC, AML, PSD2, and GDPR
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Support internal and external audits related to Payment and Treasury operations
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Degree in Business Administration, Finance, or a comparable commercial qualification (banking apprenticeship or equivalent background)
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Several years of experience in Payment Operations, Treasury, or Finance, ideally within e-commerce, FinTech, or a financial institution
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Strong knowledge of payment processing, banking operations, liquidity management, and international payment flows
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Experience with payment platforms (e.g., Adyen, PayPal) and ERP systems (e.g., SAP, NetSuite)
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Good understanding of compliance and regulatory requirements, including KYC, AML, and PSD2
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Strong analytical skills, attention to detail, and a process-oriented mindset
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Self-driven, structured working style with excellent communication skills
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Fluent in German and English
Flexibility & Trust: Take advantage of flexible working hours and remote work options within Germany, all based on mutual trust, ensuring a healthy work-life balance that suits your needs.-
Time to Recharge: Enjoy 30 days of paid vacation and relish family-friendly working policies that cherish your precious moments with loved ones.
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Transparency & Growth: Attend regular General Assemblies (GAs) to be part of our vision, knowing you contribute to a bright future. Benefit from our in-depth onboarding program and visit production sites in the Czech Republic to deepen your understanding of our operations.
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Learn & Excel: Elevate your skills with German and English language courses, interdisciplinary workshops, and training, empowering your professional growth.
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Perks That Delight: Benefit from exclusive corporate discounts on a wide range of renowned brands and indulge in remarkable discounts on our products. Additionally, enjoy access to irresistible discount campaigns tailored just for you.
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Inspiring Spaces: Work in modern offices designed to inspire creativity, boasting a rooftop terrace and cozy kitchens for breaks and after-work events.
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Celebrate Success: Join our lively company events, from unforgettable summer and Christmas parties to exciting team-building activities and engaging workshops.
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Be You & Belong: Embrace a warm and inclusive atmosphere where authenticity is celebrated, with no dress code to limit your self-expression. Bring your four-legged friends along for an uplifting work environment.
Equal Opportunity Employer
We value diversity at Spread Group. We are proud of and continue to encourage the increasing diversity of our company culture and community. Your skills, talents, and experience are our focus no matter your age, ethnicity, religion, national origin, gender, sexual orientation, marital or disability status.
